@itsjontaw — Mortgage Broker
DALLAS · DALLAS COUNTY 

MORTGAGE BROKER IN
DALLAS, TX.

From Bishop Arts to Lakewood. Real numbers either way.

Dallas is a dozen distinct markets stacked on top of each other — Uptown high-rises, M-Streets bungalows, Bishop Arts duplex hunters, Lake Highlands first-time buyers, and Preston Hollow jumbo files. I run loans across every one of them, with 140+ lenders behind me so the right program shows up for the right buyer.
NMLS# 2607503DFW-based140+ lenders
The Dallas file

DALLAS BUYERS don't fit one box.

A first-time buyer scoping a starter in Oak Cliff is running a different file than the tech professional looking jumbo in Lakewood, and that's a different file again from an investor running DSCR on a duplex in East Dallas. Same broker, three completely different lender shelves.

I see a lot of self-employed buyers in Dallas — restaurant owners, agency founders, consultants, real estate pros. The conventional door closes on most of them. Bank statement and 1099-only loans open it back up, every week.

Dallas County tax note: property taxes here run roughly 2.1-2.5% of value depending on ISD (DISD, Highland Park ISD, Richardson ISD). That escrowed line shows up on day one — I always quote your loan with full PITIA so you're not surprised at the closing table.

Process

HOW WE GET YOU CLOSED.

01

15-min call.

Tell me about the file. I'll tell you straight what's possible.

02

Pre-underwrite.

Real pre-approval letter, not the printable kind. Typically within 24 hours of documents in.

03

Close.

21-day average from accepted contract to clear-to-close.

FAQ

DALLAS, ANSWERED.

Yes — every Dallas ZIP and every Dallas County neighborhood. Highland Park, Lakewood, Oak Cliff, M-Streets, Preston Hollow, Bishop Arts, Lake Highlands, Far North Dallas, Uptown, Deep Ellum-adjacent.

I place jumbo regularly — Lakewood, Highland Park, Preston Hollow. Multiple jumbo lenders with low PMI doctor and pro programs, plus portfolio jumbos for self-employed files.

Yes. I always price with the real escrowed full monthly payment baked in. The Dallas County average sits around 2.2-2.5% effective — that gets factored into your DTI from quote one.

DFW-based. I run files across Dallas, Tarrant, Collin, and Denton counties every week — meetings can be virtual or in-person.

Yes — bank statement, P&L, and 1099-only loans are built for it. Most of my Dallas self-employed buyers close 30-45 days from first call.

It's not if - it's when

Let's talk.
Fifteen minutes.

Bring me your file - even if three other brokers said no. We'll run the numbers, structure it right, and figure out the path. No pressure, no script.

Most popular

Book a 15-min call

I'll review your situation and tell you straight what's possible. Same-day slots usually open.

Pick a time
For DIYers

Apply online

Full secure application in ~12 minutes and document submission, if turned in before 12pm. I'll have a pre-approval letter in your inbox tomorrow morning.

Start application
(469) 780-1155NMLS #2607503Bank-level encrypted application
JT

Jon Taw · Mortgage Broker & Advisor

NMLS #2607503 · Last updated May 2026