RUN THE NUMBERS YOURSELF.
Free guides, no pressure.
These are the same documents I walk clients through - the math, the checklists, the playbook. Take them, use them, share them with your spouse or your realtor. When you're ready for a real conversation about your file, I'm a click away.
BUY NOW. Refi when it's smart.
The play most buyers miss: get into the home now with a comfortable payment and a low down payment - then refinance to a lower rate when the market gives you the window. This guide breaks down exactly how it works, why waiting on the sidelines usually costs more, and how I watch the rate for you so you never miss the moment.
- ✓Why 'wait for the perfect rate' usually loses money
- ✓How little (or no) cash a smart refinance really takes
- ✓The break-even math, in plain English
- ✓How my free rate-watch keeps money in your pocket for life
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WHAT YOU ACTUALLY need to qualify.
Self-employed, 1099, investor, or ITIN? The documents you need aren't what the big banks ask for. This is the exact checklist I send clients - organized by program - so you walk in ready instead of guessing.
- ✓Bank Statement, DSCR, ITIN, 1099 & P&L - what each one requires
- ✓How to document income when tax returns understate it
- ✓The paper trail that gets files approved fast
- ✓What NOT to do before you apply
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YOUR FIRST HOME, step by step.
From 'am I even ready?' to keys in hand. This roadmap walks a first-time buyer through every stage - what to fix first, how much you really need, and what happens at each step - so nothing catches you off guard.
- ✓How much you really need (hint: not 20%)
- ✓Credit, down payment, and assistance programs explained
- ✓The 21-day path from contract to closing
- ✓The mistakes that cost first-timers the most
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TELL ME WHEN. I'll handle the how.
Whether you're moving next month or just mapping things out, drop your info and let me know the timeline. I'll reach out personally - no script, no pressure.
Let's talk.
Fifteen minutes.
Bring me your file - even if three other brokers said no. We'll run the numbers, structure it right, and figure out the path. No pressure, no script.
Book a 15-min call
I'll review your situation and tell you straight what's possible. Same-day slots usually open.
Pick a timeApply online
Full secure application in ~12 minutes and document submission, if turned in before 12pm. I'll have a pre-approval letter in your inbox tomorrow morning.
Start applicationJon Taw · Mortgage Broker & Advisor
NMLS #2607503 · Last updated May 2026