MORTGAGE BROKER IN
FRISCO, TX.
New builds, top ISDs, builder lenders that aren't always the cheapest.
FRISCO BUYERS don't fit one box.
Frisco's growth is wild — Phillips Creek Ranch, Newman Village, Starwood, Trinity Falls (technically McKinney but the same buyer pool), plus constant new builder phases out toward Prosper and Little Elm. The buyer pool skews relocating professionals, dual-income families, and a healthy slice of jumbo files.
The builder-incentive trap: most builders offer $10-30K in closing cost credit if you use their preferred lender. Sometimes the rate they offer is competitive. Sometimes it's 0.5-1% higher than market, and you'd net out ahead with a real outside loan even after losing the incentive. I run that math for you.
Frisco ISD tax note: rates run ~2.0-2.3%, but Frisco MUDs and PIDs (Municipal Utility / Public Improvement Districts) common in newer developments add fees on top of standard property tax. I check for these on every Frisco file so the full monthly is accurate.
HOW WE GET YOU CLOSED.
15-min call.
Tell me about the file. I'll tell you straight what's possible.
Pre-underwrite.
Real pre-approval letter, not the printable kind. Typically within 24 hours of documents in.
Close.
21-day average from accepted contract to clear-to-close.
FRISCO, ANSWERED.
Sometimes yes, sometimes no. Always get an outside quote so you can compare apples to apples — incentive vs rate vs full closing costs. The math doesn't always go the way the builder pitches it.
Yes. Most newer Frisco developments have additional MUD or PID assessments. I factor these into your full monthly payment so there's no surprise at the title company.
Yes — extended locks (up to 270+ days in some cases) for new builds are common. I'll match you to a lender with the right lock structure for your build timeline.
Common in Frisco. Multiple jumbo lenders handle new construction, and several offer extended locks specifically for high-end builds.
Let's talk.
Fifteen minutes.
Bring me your file - even if three other brokers said no. We'll run the numbers, structure it right, and figure out the path. No pressure, no script.
Book a 15-min call
I'll review your situation and tell you straight what's possible. Same-day slots usually open.
Pick a timeApply online
Full secure application in ~12 minutes and document submission, if turned in before 12pm. I'll have a pre-approval letter in your inbox tomorrow morning.
Start applicationJon Taw · Mortgage Broker & Advisor
NMLS #2607503 · Last updated May 2026