MORTGAGE BROKER IN
PLANO, TX.
Corporate HQs, top schools, real jumbo files.
PLANO BUYERS don't fit one box.
The Plano spread runs wide: Legacy West luxury condos, West Plano established families chasing top ISDs, East Plano starter homes near older established neighborhoods, and a constant stream of new-build buyers in Allen and Frisco-adjacent communities. Each one needs different lender behavior on appraisal, gift funds, and concession structures.
I also see a lot of tech RSU files in Plano — restricted stock units count toward income if you document the vest schedule correctly. Most LOs leave 20-30% of the buyer's real comp on the table because they don't know how to underwrite RSUs. I do.
Collin County tax note: tax rates here run slightly lower than Dallas County (~2.0-2.3% depending on Plano ISD vs Frisco ISD vs Allen ISD), but on higher Plano price points the dollars still add up. I quote the real escrowed payment so the number is the number.
HOW WE GET YOU CLOSED.
15-min call.
Tell me about the file. I'll tell you straight what's possible.
Pre-underwrite.
Real pre-approval letter, not the printable kind. Typically within 24 hours of documents in.
Close.
21-day average from accepted contract to clear-to-close.
PLANO, ANSWERED.
Yes — jumbo is one of my most common Plano files. Multiple jumbo shelves including physician programs, low-PMI tech professional programs, and portfolio jumbo for self-employed.
Yes — with the right documentation (vest schedule, history of vesting, employer letter), RSUs count toward qualifying income. Most LOs miss this. I don't.
Common in Plano. Relocation reimbursement, temporary housing, and bridge timing all get handled cleanly — I've closed plenty of these.
I'm not a Realtor — that's their call — but lenders see Plano ISD, Frisco ISD, and Allen ISD as historically strong markets with steady appreciation. Your Realtor should drive that conversation; I drive the financing.
Let's talk.
Fifteen minutes.
Bring me your file - even if three other brokers said no. We'll run the numbers, structure it right, and figure out the path. No pressure, no script.
Book a 15-min call
I'll review your situation and tell you straight what's possible. Same-day slots usually open.
Pick a timeApply online
Full secure application in ~12 minutes and document submission, if turned in before 12pm. I'll have a pre-approval letter in your inbox tomorrow morning.
Start applicationJon Taw · Mortgage Broker & Advisor
NMLS #2607503 · Last updated May 2026